Mortgage loan with jenna


We are dedicated to providing solutions to help you achieve the dream of homeownership.

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At Refined Lending, we get that earning the trust of our customers means more than just doing the paperwork – it means becoming a partner. We’re committed to providing the most innovative technology and service, but always with a personal touch.


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How your credit score impacts the home buying process


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Mortgage Options

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Complimentary Consultation

Take advantage of Refined Lending, full and free mortgage loan consultation. Whether your loan needs are simple or complex, we’ll walk you through the entire mortgage loan process, and show you our multiple loan options for home purchases, home construction, and home refinancing.

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Flexible Appointments

Our one-stop mortgage loan process includes free and flexible appointments. Call or email your local mortgage advisor and schedule an appointment today.

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A Simpler Experience

At Refined Lending, we know the mortgage lending process can sometimes be intimidating.

Get Started with A Mortgage Advisor Today

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Some inspiring words from a team lead or a CEO of your organization will show people how good you are. Sharing thoughts with future clients helps gain trust by revealing the person you are and the job you believe in getting done.


Jenna Denker

Mortgage Loan Originator

You have the dreams. We have the answers.

Our Services

FHA Loan

Recommended for homebuyers with limited savings or low to moderate income, an FHA Loan offers a low down payment and flexible income, debt, and credit requirements. Applicants can also use gift funds to help with their down payment. Contact your local mortgage advisor to learn more about this benefit.

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VA Loan

Recommended for qualified veterans, reservists, active service members and their spouses, a VA Loan requires no down payment and offers flexible income, debt, and credit requirements. VA Loans are also available to eligible first or second time homebuyers who have low to moderate income.


Recommended for homebuyers purchasing a home located in a designated USDA rural area, USDA Loans offer no down payment options, flexible income, debt, and credit requirements and little to no closing costs for low to moderate income homebuyers.


We’ve all heard it before – “It’s not personal, it’s just business.”

Not at Refined Lending. Here, business is always personal - because your money is personal. The dream of what a loan can do for your life is personal. Your financial future is personal.

This mission to care allows us to uniquely serve our customers and employees, with the soul and spirit of a small company, but the foundation and stability of a national financial institution. We’ll never forget that when it comes to your future, business is always personal.


9240 Baltimore ST NE, Suite 110
Blaine, MN 55449


(612) 508-3800


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